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Today's Hot Tip

Wednesday, March 10th, 2010

Review the Policy Before You Sign.

According to an article on Edmunds.com; You might want to avoid the Aftermarket Parts Requirements from insurance companies. If a car insurance company has written in the policy that aftermarket parts, new factory or like kind and quality may be used for body shop repairs, shop a different car insurance company.

If your car is new or atleast relatively new and you plan to keep for your car for a while, you will be alot more happier if you spend a little more time researching car insurance companies upfront, rather than dealing with this potential issue should you file a claim.

Always retain your right to sue. Definitely find out if your policy makes you give up your right to go to court if there is a disagreement with your car insurance company. You are better off to not give up this right. It makes it easier for the car insurance company to take advantage of you.

If you do find this clause in your policy, you should be able to cross out the few lines without problem. However; If the car insurance company will not agree to the policy change, you should perhaps keep shopping car insurance companies.

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