Privacy Policy

Regular Car Insurance.com Privacy Policy

Updated: December 8th, 2009

This Privacy Policy is intended to describe information that we may collect from you and how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. If you have questions about our privacy practices, please refer to the bottom of this Privacy Policy for information on how to contact us.

Who We Are

Regular Car Insurance.com is a free self directed car insurance comparison service. We provide information that is intended to make consumers aware of money saving methods for car insurance. We also provide links that allow the consumer to compare car insurance companies and to ultimately find a car insurance policy utilizing the assistance and information of our Site.

Information We Collect

To provide advertisement that we believe may be useful to you, we collect information about your online activities, including your browsing history, information about which advertisements or web pages you viewed, clicked, or interacted with. You may be required to provide personally identifiable information to access or use parts of our Website. Personally identifiable information may include name, address, telephone number, email address, and any other data used or intended to be used to identify, contact or locate you.

Cookies

When you visit our Site, we may collect certain information through the use of cookies. A cookie is a small text file that is stored on your computer. In addition to storing your preferences and other information, the cookies allow us to gather information about your interactions within our Site and/or on a given advertisement.

We may use both session cookies, which terminate when you close your browser, and persistent cookies, which remain on your computer until you manually delete them. You may decline our cookies if your web browser allows you. If you choose to accept cookies, you may choose to delete them later. You may access the "Help" option on your web browser's menu bar to instruct you on how to delete cookies.

Through the use of cookies, we collect information arising out of your use of our Site. When you visit our Site, we track certain non-personally identifiable information with respect to your activity on the Site. Your cookie information could consist of: the time of day an advertisement is displayed, an advertisement id that shows which advertisements you have clicked on, your IP address that shows your general geographic location and the referral id that shows the URL of the web page where you clicked on the ad, and/or other actions you conduct while on our Site.

We may use information we collect from cookies with any non-personally identifiable information that you provide to us as well as with your interaction with the Sites. The aforementioned information cannot, by itself, be used to gather any personally identifiable information about you. Third parties may also set cookies on or through the service to track Site usage and to track the overall effectiveness of our online advertising campaigns.

DoubleClick DART Cookie

Google uses cookies to improve your online experience, including the display of more relevant ads. Google, as a third party vendor, uses cookies to serve ads on Regular Car Insurance.com Google's use of the DART cookie enables it and it's partners to serve ads to users based on their visit to Regular Car Insurance.com and other sites on the Internet.

Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL - http://www.google.com/privacy_ads.html

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

Log Files

When you visit our Website, we track IP addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp and number of clicks to analyze trends and administer the Site, track user's movement, and gather demographic information. We use your IP address at times to help identify you as you browse and to gather technical and demographic information on who uses the Site.

Web Beacons

We may use standard internet technology, called Web Beacons (also called clear gifs, pixel tags or web bugs) that are tiny graphics with a unique identifier that are used to track online movements. Unlike cookies which are stored on the user's computer, a web beacon is embedded invisibly on a webpage (or email). Web beacons help us better manage content through the service by informing us and our third party partners what content and which campaigns are effective and to gauge the effectiveness of marketing campaigns by showing how many emails the recipients have opened or by sending/receiving an identification number when you travel to a site from an online advertisement. Some of our advertising partners (Google Adsense) may also use web beacons on our site.

How We Use Your Information

In order to customize your experience, we show you advertisement(s) which we believe may be of interest to you based on the information we collect and our inferences from this information. The inferences may be based on several factors such as your cookie information, web beacon information, and any information that you provide or a combination of these with your opt in consent. We will not combine previously collected non-personally identifiable information with your personally identifiable information without your opt in consent. Similarly, we will not collect any sensitive consumer information such as social security numbers or financial account numbers without your opt in consent.

Based upon your affirmative opt in consent, as evidenced by your clicking on the applicable "submit" button, acknowledgement box, your registration on a Site, your submission of the requested information, including your personally identifiable information, we may use the information you provide to attempt to match you with providers of products and services and/or we may forward the information that you provided directly to our third party partners.

In general we may use information we collect about you to:

  • Provide the products and services that you have requested;
  • Perform research and analysis about your use of, or interest in our products, services, content, or the products, services, or content offered by third parties;
  • Communicate with you via email, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us or third parties;
  • Develop and display content and advertisement tailored to your interests on our site and other sites;
  • Verify your eligibility to receive products and/or services;
  • Enforce our Terms of Service;
  • Manage our business; and
  • Email and Telephone Calls

From time to time, we or our business partners may contact you via e-mail advertising, telephone marketing, direct mail marketing, or other means to inform you of additional opportunities for other services and/or products that we believe may be of interest to you, even if you are listed on any federal, state or other applicable "Do Not Call" list. You are under no obligation to accept any service or product offered through these communications. We may maintain separate e-mail, mailing or phone lists for different purposes based on the information that you submitted and that we maintain.

Sharing your Information with Third parties

WE MAY USE INFORMATION THAT WE HAVE COLLECTED FOR ANY LEGALLY PERMISSIBLE PURPOSE, INCLUDING SELLING OR TRANSFERRING SUCH INFORMATION AT ANY TIME TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE. For example, we may share your personal information with third party partners so that they can contact you and offer you products and/or services that we and they believe might be of interest to you. This may include, but is not limited to, e-mail advertising, telephone marketing, and direct mail marketing. By providing personal information when using the Sites, you are entering into a business relationship with Regular Car Insurance.com third party partners and are requesting, and expressly consenting to, being contacted by our third party partners via telephone, fax, email, surface mail or any other means, at any of your contact numbers or addresses, even if you are listed on any federal, state or other applicable "Do Not Call" list, in order to provide the services set forth on the Site or for other purposes reasonably related to your expressed interest in the service and/or product request and the business of our third party partners, including marketing-related emails.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Regular Car Insurance.com privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

PLEASE NOTE: submission of YOUR telephone number(s) is YOUR authorization and request to be called at the telephone number(s) YOU provide.

We may disclose your personally identifiable information for the purpose of the transfer or sale of personally identifiable information pursuant to the sale of our business or assets. If we transfer ownership of the Site to another company, we will notify you by general notice on our Site. We may also transfer or share non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons visiting this Site.

Service Providers

In order to provide the products or services you have requested, we may disclose the information we collect to companies that facilitate or provide elements of our service on our behalf, including without limitation, credit card processors, email management firms, and call center providers. We may also use external service providers to obtain your credit score and credit report, should we first collect your social security information.

Other Purposes

We may also disclose your personally identifiable information when required by law, such as in response to a subpoena, court order, or other legal process, or to prevent imminent harm to any person or entity. We will fully cooperate with law enforcement agencies in identifying those who use our services for illegal purposes.

How We Protect Your Privacy

Security Measures: In order to protect both the personal information and the general information that we receive from you through our website, we have implemented various security measures. As an initial matter, any financial information (i.e. credit card information) transmitted to our servers via a secure server is encrypted using Secure Sockets Layer ("SSL") technology. SSL is a protocol that transmits your communications over the Internet in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to send it to.

Once your Financial Information reaches our server, it is protected by a firewall. In addition to encryption and firewall protections, our third party partners are required to operate in accordance with federal and state laws and regulations. If we learn that any of our third party partners is breaching our agreement, we will take corrective actions including, if necessary, terminate our relationship with such third party partner.

Risk of Interception

We follow generally accepted industry standards to protect the personal information submitted to us. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee the security of any information you disclose online. For example, third parties may unlawfully intercept personal data or access our servers and obtain personal data. By using this site, you expressly acknowledge and agree that we do not guarantee the security of any data provided to or received by us through this site and that any personal information, or other data or information received from you through the site is provided to us at your own risk, which you expressly assume.

Opting Out of Email Advertisement

If you wish to opt-out from receiving email offers containing advertisements and promotions relating to this Site, please contact us and ask to opt out.

If you choose to opt-out, your e-mail address will be removed within ten (7) business days from your request. Thereafter, you should not receive any further email offers containing advertisements and promotions from this Site. However you may still receive promotional communications from our third party partners with whom we have shared your information. To stop receiving further communications from these third party partners you will need to contact them directly in order to opt-out. Please note that after we process your request to opt-out from receiving additional email offers, advertisements and/or promotions from this Site, we will no longer make your information available to our third party partners relating to this Site.

Effective Date and Notification of Changes to Privacy Policy

This Privacy Policy is effective as of the Effective Date stated at the beginning of this Privacy Policy and will remain in effect except with respect to any of its provisions that are changed in the future, in which case the changes will become effective on the date they are posted on the Site. We will revise the "last updated" date found at the beginning of this Privacy Policy when we post changes to it. We reserve the right to change this Privacy Policy at any time. You should check this policy periodically as terms may change from time to time. Your continued use of the Site after we post any such changes constitutes your consent to abide and be bound by the modified Privacy Policy.

Privacy Notice

This Privacy Policy shall serve as your consumer "Privacy Notice" as defined under the GLB Act. Our services shall be deemed to conclude at the time you are matched with our participating service providers or when we notify you that we are not able to match you with any or of participating service providers.

If you require further information or have questions about our privacy policy, please contact us by email at privacy@regularcarinsurance.com

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